Simplified information to help you stay safe, make informed decisions, and shop smarter.
Simplified information to help you stay safe, make informed decisions, and shop smarter.
Effective Date: January 1, 2025 | Last Updated: January 1, 2025
Please read these Terms of Service carefully before using Consumer Advisory. By accessing or using the website, you accept and agree to be bound by these Terms of Service and all associated policies and disclaimers. If you do not agree to these terms, please discontinue use of the website immediately.
The information contained on this website and the resources available for access or download through it are for informational purposes only.
These Terms of Service govern your use of Consumer Advisory (consumersadvisory.org) and any associated features or services (together, the “Site”). By using the Site, you agree to these Terms of Service and consent to our collection, use, and disclosure of certain personally identifiable information as described in our Privacy Policy, which is incorporated into these Terms of Service by reference. If you do not agree and consent, please discontinue use of the Site.
As between us, the intellectual property used on or in reference to this Site, including without limitation, design, layout, graphics, illustrations, photographs, text, interactive features, the “look and feel,” trademarks, service marks, trade names, and trade dress appearing on the Site (together, the “IP”), are our property (or that of our licensors or other third parties) and, to the fullest extent possible, are protected by United States and international copyright, trademark, trade dress, patent, and other intellectual property laws.
The Site IP is intended solely for your personal, noncommercial use and for the limited purposes intended by the Site. Any item of IP copied by you from the Site may only be obtained for your personal, noncommercial use. No right, title, or interest in any IP or other content is granted or transferred to you, and you may not modify, post, publish, or retransmit any content on or from the Site (or attempt any of the foregoing). Unauthorized use or conduct could result in severe civil and criminal penalties.
In the event that we enable features permitting user comments, tips, or product reviews, they will be governed by these Terms of Service. Please do not transmit any confidential content, material, proprietary information, or information that, if posted, would reasonably be capable of making you or others specifically recognizable or identifiable.
All comments, feedback, ideas, suggestions, materials, information, and other submissions disclosed, submitted, or offered via this Site or otherwise (collectively, “Comments”) will become and remain our property. The disclosure, submission, or offer of any Comments will constitute an assignment to us of all worldwide right, title, interest, and goodwill in the Comments, without further action or payment of any compensation.
Comments submitted by you must not:
We reserve the right to remove, edit, or refuse to post any Comments at our sole discretion.
These Terms of Service are a binding agreement between you and Consumer Advisory concerning its subject matter and will remain in effect until updated or terminated by us or until you cease using the Site in all respects.
If we, in our sole discretion, come to believe that you have failed to comply with any term or provision, or the law, we may restrict your access to the Site or deny access entirely. In the event you are denied access, you will no longer be authorized to access the Site or utilize any of its features, but the restrictions and limitations that were in effect during your period of use shall remain in effect, and any updates or modifications shall also be binding on you if you access, use, or attempt to access or use the Site.
These Terms of Service (incorporating the Privacy Policy and other Site terms and policies) constitute the entire agreement between us as to their collective subject matters. Please carefully review the Privacy Policy and all other policies on the Site, as they also govern your use of the Site and all information given with respect to it.
We reserve the right to make changes to our Site and to modify or replace these Terms of Service at any time and will provide notice of any such changes if or as required by applicable law. We may notify you of changes by posting them on the Site. If you object to any such changes, your sole recourse is to discontinue your use of the Site. Please check from time to time for any updates, which will take effect upon posting unless otherwise required by applicable law.
If any of these terms shall be deemed invalid, void, or for any reason unenforceable, that term shall be deemed severable and shall not affect the validity and enforceability of any other term. These terms shall not be interpreted or enforced to the disadvantage of Consumer Advisory, even though Consumer Advisory or our legal counsel may have drafted them.
Please check carefully the conditions of access and use of all links and other sites and content in order to ensure your own compliance and because those conditions may vary or change as well.
You may not use the Site for any unlawful purpose or otherwise violate these Terms of Service.
You may not use the Site unless you are at least eighteen (18) years old.
You agree not to:
Although we make reasonable efforts to ensure that the information provided on this Site is up to date, complete, and accurate for the intended and permitted purpose and use, we do not warrant or represent that any content or other information is complete, accurate, or error-free or that you will be able to use the Site or any links without interruption or interference.
Consumer Advisory is a consumer awareness and information website. We do not:
WITHOUT LIMITATION TO ANYTHING ELSE IN THESE TERMS OF SERVICE, THE SITE AND CONTENT ARE PROVIDED TO YOU “AS IS” AND “AS AVAILABLE” AND, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, REASONABLE CARE AND SKILL, OR NON-INFRINGEMENT.
NO WARRANTY IS GIVEN THAT ANY SERVER OR SOFTWARE IS FREE OF VIRUSES OR OTHER HARMFUL PROGRAMS
NEITHER CONSUMER ADVISORY NOR ITS AFFILIATED OR RELATED ENTITIES, ITS VENDORS, SOFTWARE PROVIDERS, CONTENT PROVIDERS, OR PARTNERS SHALL BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT OR INDIRECT LOSS, DAMAGE (WHETHER ACTUAL, CONSEQUENTIAL, PUNITIVE, SPECIAL, OR OTHERWISE), INJURY, CLAIM, OR LIABILITY OF ANY KIND OR CHARACTER WHATSOEVER BASED UPON, RESULTING FROM, OR RELATED TO YOUR USE OR INABILITY TO USE THE SITE, OR ANY CONTENT, MATERIALS, OR OTHER INFORMATION DISPLAYED OR PROVIDED ON THE SITE, EVEN IF YOU OR WE ARE ADVISED ABOUT ANY SUCH DAMAGES.
CONSUMER ADVISORY IS NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY USER.
IF YOU ARE DISSATISFIED WITH THE SITE OR ANY MATERIALS ON THE SITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
WHEREVER PERMITTED BY APPLICABLE LAW, YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS CONSUMER ADVISORY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, VENDORS, AND AFFILIATES FROM AND AGAINST ANY AND ALL THIRD-PARTY CLAIMS, DEMANDS, LIABILITIES, LOSSES, DAMAGES, COSTS, OR EXPENSES, INCLUDING, WITHOUT LIMITATION, REASONABLE ATTORNEYS’ FEES, RESULTING FROM, ARISING OUT OF, OR RELATED TO YOUR BREACH OR ATTEMPTED BREACH OF ANY OF THESE TERMS OF SERVICE.
This Site contains hypertext links to information created and maintained by third parties, including government agencies, affiliate partners, and other resources. These links are provided solely for your convenience.
Consumer Advisory does not control or guarantee the accuracy, relevance, timeliness, or completeness of any information or privacy policies posted on the sites to which we link. Links to particular items in hypertext do not reflect their accuracy or relative importance and should not be considered a recommendation or endorsement of the third parties hosting, sponsoring, or otherwise related to those sites, the views expressed on those sites, or the products or services offered on those sites.
Accessing any linked third-party website is solely at your own risk. We do not control those websites and are not responsible and will not be liable for their content, usability, legal safety, or compliance.
We link to official resources and consumer protection agencies as sources of information. These links are provided for educational and informational purposes. We are not affiliated with, endorsed by, or officially connected to any government agency.
Some links on our Site are affiliate links, meaning we may earn a commission if you make a purchase through those links (at no extra cost to you). Please see our Affiliate Disclosure page for full details about how we make money.
These Terms of Service and the Privacy Policy will be interpreted in accordance with applicable international laws, without regard to their conflicts-of-law provisions. By visiting the Site, you agree to the foregoing. Disputes under the Privacy Policy will be resolved as set forth in these Terms of Service.
In the event of any dispute, the party wishing to address the dispute must contact the other party in writing, which may include by email, and advise the receiving party of the dispute in reasonable detail and inform the other party of the remedy being sought.
We may send you notices via the email address you provide to us.
All notices to us shall be sent to:
Email: privacy@consumersadvisory.org
Subject Line: “Dispute Notice”
The parties shall then make a good faith effort to resolve the dispute before resorting to more formal means of resolution.
OTHER THAN AS EXPRESSLY SET FORTH BELOW, ALL DISPUTES BETWEEN US WILL BE RESOLVED BY BINDING ARBITRATION. YOU HEREBY AGREE TO WAIVE YOUR RIGHT TO A LAWSUIT IN COURT AND TO A JURY TRIAL.
Your rights will be determined by a neutral arbitrator, not a judge or jury. The arbitration will be conducted in accordance with internationally recognized arbitration rules and procedures.
Any arbitration, claim, or other proceeding by or between you and Consumer Advisory shall be conducted on an individual basis and not in any class action, mass action, or on a consolidated or representative basis.
The arbitrator shall have no authority to award class-wide relief or to combine or aggregate similar claims or unrelated transactions. You may not commence arbitration proceedings as a representative of others.
If, for any reason, a claim involving you proceeds in court rather than in arbitration, each party waives any right to a jury trial.
Any claim that all or part of this class-action waiver is unenforceable, unconscionable, void, or voidable may be determined only by a court of competent jurisdiction and not by an arbitrator.
If you have any questions, concerns, or requests regarding these Terms of Service, please contact us:
Email: privacy@consumersadvisory.org
Website: consumersadvisory.org
The information on this Site is for general informational and educational purposes only and does not constitute professional advice. We are not lawyers, financial advisors, licensed professionals, or government representatives. Do not rely on any information from this Site as a substitute for professional advice specific to your situation.
While we strive to provide accurate and up-to-date information sourced from official sources and reputable resources, we cannot guarantee that all information is current, complete, or applicable to your specific circumstances. Laws, regulations, and scam tactics change frequently. Always verify information with official sources before taking action.
Any products, services, or companies mentioned on this Site (whether in articles, comparisons, or affiliate links) are mentioned for informational purposes and, where applicable, to earn affiliate commissions. Mention or inclusion does not constitute an endorsement, recommendation, or guarantee of quality, safety, or suitability.
We are not responsible for:
Consumer Advisory does not accept, collect, publish, or resolve consumer complaints. We provide links and guidance to help you file complaints with the appropriate official channels (such as government consumer protection agencies and industry organizations). We are not a party to any disputes between consumers and companies.
By using Consumer Advisory, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
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Last Modified: January 1, 2025